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Motorcycle riding is a popular form of transportation and recreation in Florida. However, there are certain laws and regulations that riders must abide by to ensure their safety and the safety of others on the road. This article will discuss motorcycle riding laws in Florida, including helmet laws, insurance requirements, and licensing requirements.

Helmet Laws

In Florida, helmet laws have been a topic of debate for years. Unlike many other states, Florida doesn’t require riders over the age of 21 to wear helmets, provided they have medical insurance coverage of at least $10,000. However, riders under 21 must wear helmets while riding a motorcycle or moped. Although wearing a helmet is not mandatory, research has shown that helmets are essential in preventing serious injury or death in the event of an accident. 

Insurance Requirements

Technically, Florida does not require motorcycle riders to have motorcycle insurance. However, if a rider causes an accident they will be financially responsible for any damages or injuries they may cause while riding. In Florida, motorcycle insurance options include purchasing coverage for bodily injury liability, uninsured motorist coverage, and underinsured motorist coverage.

Licensing Requirements

To legally ride a motorcycle in Florida, riders must obtain a motorcycle endorsement on their driver’s license. To obtain a motorcycle endorsement, riders must pass a motorcycle safety course or a skills test issued by the Florida Department of Highway Safety and Motor Vehicles. There are also certain age restrictions for obtaining a motorcycle endorsement. Riders under the age of 18 must hold a learner’s permit for one year and complete a motorcycle safety course before obtaining a motorcycle endorsement.

Other Laws

There are other laws that motorcycle riders in Florida must abide by. For example, it is illegal for riders to weave in and out of traffic or to lane split in Florida. Additionally, riders are required to have working headlights, taillights, and turn signals on their motorcycles. Finally, riders are not allowed to carry passengers unless their motorcycle is designed to do so.

Penalties for Violating Motorcycle Riding Laws

Violating motorcycle riding laws in Florida can result in serious consequences. Riders who violate helmet laws or fail to obtain the proper licensing can be fined or even face criminal charges. Additionally, riders who do not have insurance or carry inadequate insurance may be responsible for all damages and injuries caused in an accident. It is essential that riders follow these laws to ensure their safety and financial security.

A Real Connection to the Sarasota Motorcycle Community 

Greg Linehan has been involved in the motorcycle community in the Sarasota area for over ten years. Our firm has sponsored countless events and rides with local groups, including Nite Train Express and the Blue Knights. We have also donated to charity drives organized by local motorcycle groups, like the upcoming School Supply Run we are collecting donations for and the Blue Knights annual 9/11 ride. We have been a major sponsor of Thunder by the Bay for ten years and look forward to continuing to do so for many more years in the future. Greg has also attended meetings of various local motorcycle organizations to help educate riders on Florida laws and what insurance policies will help to cover them in the event of an accident. 

If you’re looking for someone with firsthand motorcycle experience and a compassionate advocate for your case, contact us today.